Welcome to mtrek!

This is the legal stuff that you — mtrek kids — should read!

mtrek does not collect any information from you (kids or parents) anywhere on this site.

Remember, you should always ask your parents before using any website or sending any information, especially personal information. mtrek's Privacy Policy talks more about this!

mtrek was created to help you learn about saving your money! We hope you have fun exploring mtrek, and we ask that you not copy or use this stuff for anybody but yourself.



(Ask your parents about this legal stuff below…)

Terms and Conditions for Use of mtrek (www.mtrek.com.au)
Please carefully review the following Terms and Conditions for Use of mtrek.

In these Terms and Conditions, "we," and "ING DIRECT" both refer to ING Bank (Australia) Limited, ABN 24 000 893 292, and "mtrek" refers to the url www.mtrek.com.au. ING DIRECT is an Australian Public Company, with its Registered Office at Level 14, 140 Sussex Street, Sydney, NSW 2000.  By accessing and using mtrek you agree to be bound by these Terms and Conditions, otherwise please do not use (www.mtrek.com.au).

Information on mtrek
mtrek is an educational site for kids and is not intended to provide any specific legal, accounting, financial or tax advice to individuals or entities, and should not be relied upon or used for any such purposes. Any advice on this website does not take into account your objectives, financial situation or needs and because of that you should, before acting on the advice, consider whether it is appropriate for you having regard to your objectives, financial situation and needs. 

Educational information on this website is believed to be complete and up-to-date. ING DIRECT reserves the right to modify the information on this website at any time without notice.

Links on mtrek Are Not Endorsements
The site may contain links to websites operated by third parties. ING DIRECT does not sponsor, endorse or approve of the operators of linked websites, or any material which may be found at linked websites. Please note that once you leave mtrek, ING DIRECT accepts no responsibility for the content, products, services or privacy policies of non-ING DIRECT websites. Links to other websites or references to products, services or publications other than those of ING DIRECT do not imply the endorsement or approval of such websites, products, services or publications by ING DIRECT. Subject to any applicable law which cannot be excluded, ING DIRECT makes no warranties or representations regarding the content of linked websites or any products or services available through linked websites.

Copyright Notice
Copyright ING Bank (Australia) Limited. All rights reserved. Unless otherwise specified, the content of mtrek including, but not limited to, text, graphics, logos, buttons, images, data compilations, icons and code, is the property of ING DIRECT and/or its affiliates, and is protected by Australian and international copyright laws. Downloading, printing or copying from this website must be for noncommercial, personal use only.

Trademarks Belonging to ING DIRECT and Others
TM - ING DIRECT® is a trademark of ING Groep N.V.
TM - mtrek is a trademark of ING Bank (Australia) Limited

Unauthorised use of any logos and/or name or trade names belonging to ING Groep N.V, ING Bank (Australia) Limited or any of its affiliates or subsidiaries is prohibited. Certain graphics, logos, icons, designs, words, titles or phrases contained in this website may constitute trade names, trademarks or service marks of ING DIRECT or others.

All other registered and unregistered trademarks are the property of their respective owners.

Severability
If any provision of these Terms and Conditions is determined to be unlawful, void or unenforceable for any reason, in whole or in part, then that provision shall be severable from these Terms and Conditions and shall not affect the validity or enforceability of the remaining provisions.

Disclaimer of Liabilities and Warranties
ING DIRECT is not liable for any direct, indirect or consequential loss, damage or inconvenience arising out of your use of this website.

No warranty - Except where expressly stated otherwise, ING DIRECT makes no warranties or guarantees in relation to the site. All terms implied by law, except those that cannot be lawfully excluded, are excluded. ING DIRECT does not represent or guarantee that the site will be free from errors or viruses. ING DIRECT does not represent or guarantee that access to the site will be uninterrupted.  You acknowledge that the site may be affected by outages, faults or delays.  Such outages, faults or delays may be caused by factors, including without limitation, technical difficulties with the performance or operation of ING DIRECT’s or another person’s software, equipment or systems, traffic or technical difficulties with the Internet or infrastructure failures.

Governing Law
These Terms and Conditions constitute a contract made under and shall be governed by and construed in accordance with the laws of the State of New South Wales.

Questions?
If you or your parents have questions or comments about the mtrek website, please contact: The mtrek Mailbox mtrek@ingdirect.com.au.